Ever wondered what wealthy people think about their everyday lives and how they keep themselves wealthy? Here are things that they actually mindful of:

Wealthy People Don’t just Rely on Luck

Do not take a risk if you clearly know that you are not going anywhere. Always opt for alternatives just in case your plan A didn’t work. Evaluate yourself: “What is the worst possible thing that could happen in this situation?”

Wealthy People Always Care About Their Assets

There is a saying that “A stitch in time saves nine.” That means it is extremely important to make a plan and make sure that your assets are properly secured. You may also want to apply for insurance (i.e. stocks and bonds) to keep your money growing. Taking care of your assets can also save you an huge amount of money to achieve financial independence.

Wealthy People Achieve Financial Independence Step by step

Now that you’ve been saving money, as long as it’s properly invested and protected, it would have a high possibility to grow over 5% – 10% each year. As your money grows, it compounds on itself, and grows even more.

We all make permanent decisions in our daily lives. Some are not so big of a deal – i.e. thinking of what to wear today, what to eat, where to go, etc. But some are sort of tough decisions – i.e. choosing your dream school, what course should you get, what kind of job are you going to apply for, and many more.

But in terms of getting rich, what are the following decisions you need to make in order to succeed? Here are the 4 steps:

 
Step one: Decide to Be Rich
You might say “I just want enough money to pay the rent. With my current job, I don’t think I have an ability to afford any other things” or “I just want to have decent clothes, that’s all”, then it really tells what kind of person you are – pessimistic. How could you be rich if you keep telling yourself that you can’t?

Step two: Start Small, Dream Big
Let’s say you have $800 in your savings account. Do you think it would grow if you’d just opt to buy that new arrival LV bag? Obviously not. Start up a small business that you are familiar with.

Step three: Choose Your Colleagues and Business Partners Wisely

More often, rich people get richer because they spend time with other rich people or people who have the same goals as theirs.

Step Four: Get Bigger and Bigger!
I just want to share this meaningful quote that might change your viewpoint in life: “The bigger asset you build, the less work you’ll have and the more money you make.” Focus on the assets you build. Oftentimes, individuals who dream small, think small, and work small, work the hardest and are paid the least. So obviously it’s not the hard work that matters most. It’s your ASSETS.

Did you know that the key to success is continuous learning? Whether your goal is to create your own business, finish studies, or get a decent job, it is extremely important that you have the guts to get out of your comfort zone and learn something new. But how? Here are the few tips:

1. Visualize yourself as already successful

Nothing beats a positive attitude, so create a mental picture of how you would walk, dress, and live the way you wanted to be in the future. Create a routine that would inspire you towards your goal and always ACT upon it.

2. Keep your eyes on the prize

Always search for the possible money-making opportunities around you. Are you good in writing articles? Try to create inspirational books or novels, who knows if soon enough you’d have your own publishing company?

3. There’s nothing wrong with learning by trial and error.

Soon enough, you’d be able to build a reservoir of experiences that will keep you more aware in terms of coming up with the right decisions. You may also want to examine the lifelong habits of successful leaders in your chosen field; and learn from it.

Fear is an emotion that is just normal for human like us to feel. It might be because of threats, living entities, animals, etc. This fear – obviously has big impact as it stops us from doing something we need to do.

On the other hand, specifically when you are just starting a business, you might actually fear about:

• Rejection
• Bankruptcy
• Not having enough resources
• Wasting of Time
• Lack of confidence
• Thinking that you are not well enough

I think the last part is somewhat the main cause of everything. Thinking that you are not well enough might result to lack of confidence when facing the people, so basically you won’t spend too much of an effort to do what it needs to be done. And if that happens, other people might think you are just playing around, so probably they won’t listen to you anymore.

If this is your case, what should you do? How will you conquer your fears that holds you back to become successful?

1. Acknowledge your fear and its causes. Admitting that you are afraid of something is great as you are starting to get aware of yourself including your strengths and weaknesses.
2. Write everything down. What are the things that fear you the most? Do you think you can conquer them? Write it on a sheet of paper. Well, perhaps you can just use or laptop or mobile phone, yeah?
3. Feel the fear. Repeat after me: “Everyone has their own fears. I’m not alone”. Just feel the fear and experience it fully, but make sure it won’t control you for so long.
4. Now, brace yourself for the battle. It’s time to face everything. Did you know that most of the opportunities only come at once and NOT everyone isn’t fortunate to have the chance. You don’t want to miss a one time, big time opportunity. Do you?
5. Take every small steps. Don’t rush things. Start small, little by little, and soon you’ll notice that you’ll have actually conquered a mountain!

Always remember: “To conquer fear is the beginning of wisdom.” – Bertrand Russell